FLEXIBLE PAYMENT OPTIONS
More Flexibility for out- of- pocket therapy costs.
New Life Therapy accepts CareCredit for eligible patient balances. Approved patients can use third-party financing to make monthly payments over time instead of paying the entire balance at once.
Financing is provided by CareCredit
You apply directly with CareCredit. If approved, you may use your available credit to pay an eligible New Life Therapy balance.
New Life Therapy does not make credit decisions, set your credit limit, or administer your monthly payments.
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Subject to credit approval. Financing terms, minimum purchase amounts, interest rates, and promotional offers are determined by CareCredit and may change. How it Works
A clear path from balance to payment.
CareCredit is an optional payment method. It does not change your clinical care or insurance coverage.
Review your balance
Confirm the amount you owe after insurance has processed your claim, or after NLT has established your self-pay charge.
2. Explore your options
Use NLT’s CareCredit link to check whether you prequalify, review available terms, and apply if you choose.
3. Pay NLT
If approved, use your CareCredit account to pay the authorized balance. You will then make payments directly to CareCredit.
WHEN IT MAY HELP
For confirmed costs that are difficult to pay at once.
CareCredit may be considered eligible:
Be sure to confirm your amount with NLT before paying. Do not estimate your responsibility while an insurance claim, correction, or appeal remains unresolved.
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FREQUENTLY ASKED QUESTIONS
What to know before applying.
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No. CareCredit is third-party healthcare financing issued and administered by CareCredit/Synchrony. NLT accepts CareCredit as a payment method but does not approve applications or manage the financing account.
Do I have to apply?
Is the financing interest-free?
Can I use it for recurring appointments?
Will using CareCredit affect my insurance?
Who should I contact with questions?
Ready to explore your options?
Confirm your balance, then review CareCredit’s terms.
Use NLT’s secure CareCredit link to see whether you prequalify, apply, and make an eligible payment.
Prequalify or ApplyContact New Life Therapy
New Life Therapy
Evidence-based online therapy for individuals, children, teens, and families.
Fax for medical information: 857-202-5074
Services
Individual TherapyTrauma TherapyRates & Insurance
Information
Payment Options
CareCredit FinancingSession Rates
CareCredit is a third-party financing product and is not administered by New Life Therapy. Subject to credit approval. Refer to CareCredit’s current disclosures and cardholder agreement for complete terms. Replace this draft disclosure with CareCredit’s approved website language before publication.
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Yes. CareCredit determines eligibility. You may first check whether you prequalify without an initial impact to your credit score. If you proceed with a full application, CareCredit’s application terms will explain any credit inquiry.
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Not necessarily. Some qualifying purchases may be eligible for “no interest if paid in full” promotional financing, while other options may carry interest. Review the exact offer, required minimum payments, APR, and deadline before accepting it.
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An approved CareCredit account may be reusable, subject to available credit and CareCredit’s terms. NLT will charge only an authorized, established amount—not an indefinite estimate of future therapy sessions.
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No. CareCredit is a method of paying your patient responsibility. It does not change your benefits, deductible, coinsurance, claim processing, or the amount your insurer determines that you owe.
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Contact NLT if you need to confirm your patient balance. Contact CareCredit about pre-qualification, applications, available credit, financing terms, statements, or monthly payments.
READY TO EXPLORE YOUR OPTIONS?
Confirm your balance, then review CareCredit’s terms.
Use NLT’s secure credit link to see whether you prequalify, apply, and then make an eligible payment.